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Who we are
integrated payments
Ryft's MX Merchant gateway is the hub of your business. It's part of all Ryft accounts, and it includes every feature your business could need. The MX Merchant gateway provides access to both card and ACH, mobile payments, card-present terminals, cash discounting, surcharging, invoicing, recurring payments, quickbooks integration, and more. A truly robust solution, MX Merchant allows your business to accept payments through any medium, all through the same easy to use interface.


Who we are
mobile processing
With MX Merchant, your payments are as close as the nearest mobile device. Accept payments through a bluetooth device that connects to your Apple iPhone/iPad or Android phone/tablet. Take credit and debit cards with a swipe, chip, or tap payment. You can share card readers amongst employees, as MX Merchant has unlimited users. Never let power outages stop your business, and easily accept payments at pop-up events or convention centers.

Who we are
integrated terminals
No more dial-up phone lines, folks. We utilize fully integrated smart terminals here. Always connected to the cloud, every transaction you run immediately shows up in the MX gateway. Make instantaneous changes in your account that reflect in your terminal. Report like a pro, and offer a smooth payment flow to your customers. Smart terminals make cash discount and surcharging simple and easy to implement, helping you save money.
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Who we are
ach processing
Get rid of the bank runs. No more balancing checkbooks and waiting for your clients to mail you a check. Simply take their ACH information and securely store it in the MX Merchant portal. You can then run payments on their account at any time. Charge a one-time payment, set a recurring payment schedule, or even send an invoice so your customer can input their own ACH information. The choice is yours.



Who we are
quickbooks sync
Stop wasting time on monthly match-ups and reconciliations. With MX Merchant you can quickly and easily sync all of your transactions into QuickBooks automatically. No more exporting reports, and importing back. Simply set your initial connection, schedule the sync timing, and choose what data to sync. You're done.


Who we are
b2b optimization
Level 2 and Level 3 processing can get complicated. Don't let it be. With MX Merchant's B2B optimization tool, you'll automatically get the lowest possible interchange rates, with no extra work on your part. Stop handing extra money to your customer's banks - make sure you're getting the lowest rates, every time.

Who we are
surcharging built in
Ryft offers numerous point-of-sale options that include both surcharging and cash discounting options, so that your business can reduce costs in the way that makes the most sense for you.get the lowest possible interchange rates, with no extra work on your part. Stop handing extra money to your customer's banks - make sure you're getting the lowest rates, every time.
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Who we are
wide open API
Ryft's MX merchant gateway is the center of your operations. It has an open API, allowing you to plug payments into any custom solution you have. Include card-present payments, PIN debit, cash discounting, surcharging, recurring payments, and more - all directly into your software or SaaS solution.
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Get In Touch
Ready to take the next step? Reach out to us! Whether you have questions, feedback, or want to discuss your project, our team is here to help. Fill out the form below, and let's start the conversation.